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Student Loans in Default?

Have you fallen behind in your student loans?

Are debt collectors calling and harrasing you?

Are banks and collectors demanding payments you just can't afford?

This site is designed to help current and past students learn about their federal student loan rights, specifically student loans in default.

If you are a current or previous college student or the parents of a current or past college student, use this FREE site to learn about your student loan responsibilities and options for NOT paying back student loans that are in default.

Also covered are student loan consolidation options, deferment and forbearance issues and instructions for avoiding and/or stopping debt collection and garnishment actions.

Learn all about the various student loan repayment plans and incentives and discover how to properly dispute defaulted student loans or get PLUS student loans cancelled outright!
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Frequently Asked Questions
Get answers to FAQs about debt collection, credit reports, student loans, small claims court, bankruptcy, child support, credit cards, home foreclosure, wage garnishment, and judgments. If you don't find an answer, use the FREE "Ask Question" feature to ask Rich directly.